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Business Checking

Regular Checking

  • Minimum balance to open - $100.00

  • Earnings credit

  • Monthly Service Charge - $3.00

  • No deposit charge

  • No “on us” check charge

  • Local check charge - $0.08 per item

  • Transit item charge - $0.08 per item

  • Return item charge - $4.00 per item

  • Uncollected funds charge – 12.00%

  • Reserve Requirement – 10.00%

Small Business Checking

  • Minimum balance to open - $100.00

  • No earnings credit

  • Monthly Service Charge - $3.00

  • Excess Transaction Fee - $0.15 for each debit in excess of 100 during the month

Business Now Checking

  • Corporations, Partnerships, LLC’s or LLP’s do not qualify for this account

  • Minimum balance to open - $1,500.00

  • Minimum daily balance to earn interest - $1,500.00

  • Interest paid monthly

  • Monthly Service Charge - $15.00

  • Minimum daily balance to avoid Monthly Service Charge - $1,500.00

  • Transaction Fee - $0.10 per debit

  • Transit Item Deposit Fee - $0.08 per transit item deposited

Municipal Business Checking

Non-Profit Checking

Non-Profit Interest Checking

  • Minimum balance to open - $100.00

  • Minimum daily balance to earn interest - $400.00

  • No Monthly Service Charge

  • Interest  paid monthly

  • Minimum balance to open - $100.00

  • No monthly service charge

  • No interest paid

  • Minimum balance to open - $100.00

  • Monthly Service Charge - $10.00

  • Minimum daily balance to earn interest or avoid Monthly Service Charge - $1,000.00

  • Interest paid monthly

Estate/Trust Checking

  • Minimum balance to open - $100.00

  • No Monthly Service Charge

  • No interest paid

Real Estate Trust Checking

  • Minimum balance to open - $100.00

  • No Monthly Service Charge

  • Minimum daily balance to earn interest - $400.00