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Business Checking
Regular Checking
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Minimum balance to open - $100.00
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Earnings credit
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Monthly Service Charge - $3.00
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No deposit charge
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No “on us” check charge
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Local check charge - $0.08 per item
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Transit item charge - $0.08 per item
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Return item charge - $4.00 per item
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Uncollected funds charge – 12.00%
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Reserve Requirement – 10.00%
Small Business Checking
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Minimum balance to open - $100.00
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No earnings credit
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Monthly Service Charge - $3.00
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Excess Transaction Fee - $0.15 for each debit in excess of 100 during the month
Business Now Checking
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Corporations, Partnerships, LLC’s or LLP’s do not qualify for this account
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Minimum balance to open - $1,500.00
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Minimum daily balance to earn interest - $1,500.00
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Interest paid monthly
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Monthly Service Charge - $15.00
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Minimum daily balance to avoid Monthly Service Charge - $1,500.00
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Transaction Fee - $0.10 per debit
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Transit Item Deposit Fee - $0.08 per transit item deposited
Municipal Business Checking
Non-Profit Checking
Non-Profit Interest Checking
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Minimum balance to open - $100.00
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Minimum daily balance to earn interest - $400.00
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No Monthly Service Charge
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Interest paid monthly
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Minimum balance to open - $100.00
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No monthly service charge
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No interest paid
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Minimum balance to open - $100.00
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Monthly Service Charge - $10.00
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Minimum daily balance to earn interest or avoid Monthly Service Charge - $1,000.00
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Interest paid monthly
Estate/Trust Checking
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Minimum balance to open - $100.00
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No Monthly Service Charge
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No interest paid
Real Estate Trust Checking
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Minimum balance to open - $100.00
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No Monthly Service Charge
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Minimum daily balance to earn interest - $400.00