CenBank
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Business Checking & Savings

We’re in this together. Building your business builds stronger communities.

You focus on your business and we focus on you. CenBank business checking and savings accounts can help you achieve your business goals. 

Call or Email today

Checking Accounts

What checking account is best for your business?

Small Business Checking

Minimum balance to open account: $100
Monthly service charge: $3
• No earnings credit
• Excess transaction fee: $0.15 for each debit in excess of 100 during the month

Regular Checking

Minimum balance to open account: $100
Monthly Service Charge: $3
• Earnings credit
• No deposit charge
• No “on us” check charge
Local check charge – $0.08 per item
Transit item charge – $0.08 per item
Return item charge – $4.00 per item
Uncollected funds charge – 12.00%
Reserve Requirement – 10.00%

Business Now Checking

Minimum balance to open account: $1,500
Minimum daily balance to earn interest & avoid monthly service charge: $1,500
• Interest paid monthly
• Monthly service charge: $15
• Transaction Fee: $0.10 per debit
• Transit Item Deposit Fee: $0.08 per transit item deposited
• Corporations, Partnerships, LLC’s or LLP’s do not qualify for this account

Non-Profit Checking

Minimum balance to open account: $100
• No interest paid
• No monthly service charge

Non-Profit Interest Checking

Minimum balance to open account: $100
Minimum daily balance to earn interest & avoid service charge: $1,000
• Monthly service charge: $10
• Interest paid monthly

Savings Accounts

What savings account is best for your business?

Business Savings

Minimum balance to open account: $100
Minimum daily balance to earn interest: $250
• Interest paid quarterly
• Minimum Balance Fee: $2 (minimum daily balance to avoid Minimum Balance Fee: $250)
• 3 free withdrawals per month (excess withdrawal fee of $1 each for withdrawals over 3 per month)

Money Market Business Savings

Minimum balance to open account: $1,000
Minimum daily balance to earn interest: $0.01
• Minimum Balance Fee: $10.00 (minimum daily balance to avoid Minimum Balance Fee – $1,000.00)
• 6 free withdrawals per month (excess withdrawal fee of $3 each for withdrawals over 6 per month)
• Interest paid monthly
• Tiered interest rates

Non-Profit Savings

Minimum balance to open account: $100
Minimum daily balance to earn interest: $250
• Interest paid quarterly
• No monthly service fee
• 3 free withdrawals per quarter (excess withdrawal fee of $1 each for withdrawals over 3 per month)

CenBank Locations

Routing Number: 091906731

Buffalo Lake, MN

(320) 833-5325
109 West Yellowstone Trail
PO Box 188
Buffalo Lake, MN 55314

Hutchinson, MN

(320) 587-2265
1380 Montreal St SE
PO Box 398
Hutchinson, MN 55350

Ortonville, MN

(320) 839-6123
113 1st St NW
Ortonville, MN
56278