
Make goals, plan ahead, and handle your finances easily with our personal banking services
Personal Checking

Premier Checking
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Minimum balance to open account - $2,500
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Minimum balance fee - $15
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Minimum daily balance to earn interest or avoid minimum balance fee - $2,500
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Interest paid monthly
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6 free withdrawals per month
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Excess withdrawal fee of $3 each for withdrawals over 6 per month

Primetime Checking
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Minimum balance to open account - $100
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Minimum daily balance to earn interest - $500
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Interest paid monthly
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No Monthly Service Fee
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Primary Account Holder must be age 55 or older
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Additional Perks:
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2 Free boxes of “CenBank” style checks per calendar year
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No fee for Money Orders

Essential Checking
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Minimum balance to open account - $25
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No interest paid
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Online Banking & E-statements required
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$2 monthly Statement Fee if not enrolled in e-statements
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Relationship Checking
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Minimum balance to open account - $25
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No interest paid
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$3 Monthly Service Fee will be imposed on every monthly statement cycle unless you maintain a combined average direct relationship balance of $5000 (checking, savings, CD, and loan)

Advantage Checking
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Minimum balance to open account - $500
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Minimum daily balance to earn interest - $500
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Interest paid monthly
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Tiered interest rates
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No Monthly Service Fee
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Monthly direct deposit required