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Make goals,

plan ahead, and handle your finances easily with our personal banking services.

Personal Savings

Personal Savings

  • Minimum balance to open account - $100

  • Minimum daily balance to earn interest - $250

  • Interest paid quarterly

  • Minimum Balance Fee – $2

  • Minimum daily balance to avoid minimum balance fee - $100

  • Three Free withdrawals per month

  • Excess Withdrawal Fee of $1 each for withdrawals over 3 per month

Savings Plus

  • Minimum balance to open account - $1,000

  • Minimum balance fee - $10

  • Minimum daily balance to earn interest or avoid minimum balance fee - $1,000

  • Interest paid monthly

  • Tiered interest rates

  • Three free withdrawals per month

  • Excess withdrawal fee of $3 each for withdrawals over 3 per month

Future Savings

  • Minimum balance to open account - $5

  • Interest paid quarterly

  • Six free withdrawals per month

  • Excess Withdrawal Fee of $1 each for withdrawals over 6 per month

  • Primary Account Holder must be under 18 years of age to open this account

Easy Save Account

  • Minimum balance to open account - $25

  • Minimum daily balance to earn interest - $250

  • Interest paid quarterly

  • Tiered interest rates

  • Six free withdrawals per quarter

  • Excess Withdrawal Fee of $5 each for withdrawals over 6 per quarter

  • E-statements required or a $2 Statement Fee per statement

  • $25.00 or greater Automatic Funds Transfer (AFT) per month from one or more CenBank Checking accounts into the Easy Save Account is REQUIRED

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